Skip the signup. Chat our Telegram bot and start logging in seconds — in plain English, any currency, with AI categorisation that learns as you go.
A focused set of features that turn raw transactions into decisions — without the dashboard fatigue.
Every month you get a written narrative of where money went, what changed, and what to do next — generated from your real transactions, not templates.
Type anything — the AI maps it to a canonical category. Edits you make teach it your style. Custom categories supported.
The bot remembers context mid-conversation. Say "Coffee, 4.20" or "Lunch 850 BDT yesterday" — amount, currency, merchant, and date are parsed automatically.
Base currency (storage) is independent from display currency. Earn in USD, store in BDT, view in EUR. 120+ live FX rates.
Transactions ≥50,000 BDT trigger a yes/no confirmation prompt before logging. Prevents accidental entries on big transfers.
"Last week", "this month", "last quarter", "yesterday" — all resolve to exact date ranges automatically. No date pickers.
Rent, salary, subscriptions auto-logged on schedule. Set up once — the bot handles the rest every billing cycle.
Track every kind of money movement — expenses, income, transfers, DPS, fixed deposits, and stocks — all in one ledger.
Full English and বাংলা UI. Light / Dark / System theme. PWA offline queue with auto-sync, PDF + Excel exports, 15-day deletion grace period.
ExpenseFlow adapts to the way you actually earn, spend, and save — not the way an accounting textbook wishes you did.
Bill in USD, pay rent in BDT, save in EUR — without manual math.
Salary in, rent and utilities out, groceries in between — automated.
DPS, fixed deposits, stocks, and crypto in one place alongside spending.
Full English and বাংলা UI, BDT-first, bKash & Nagad-ready.
ExpenseFlow reads your full ledger and writes a short narrative: what changed, what's unusual, and where you can claw back the most without lifestyle pain.
Message @ExpenseFlowAI_bot, send /start, and log your first expense in plain English — no signup, no form, no card.
Type "Coffee 4.20" or "Lunch 850 BDT yesterday" — the AI parses the amount, currency, merchant, and date. You confirm only when it's ambiguous.
Link your Telegram account to get budgets, heatmaps, AI monthly summaries, and multi-currency insights — all synced from your bot conversations.
Skip the signup forms. Chat the bot, log expenses, get daily digests — full access on every surface for 90 days.
On any device — iPhone, Android, web.telegram.org, or desktop. Search @ExpenseFlowAI_bot.
The bot replies with a welcome and the commands you can use. If your Telegram ID is on the allowlist, you're in — instantly.
Type naturally: Coffee, 4.20 · Lunch 850 BDT yesterday · /summary this month. The bot parses amount, category, merchant, and date.
Run /schedule_summary at 9am and the bot DMs you a plain-English summary every morning. Stop with /cancel_summary.
No App Store fees. No update lag. Offline-ready service worker, push-style alerts, and home-screen icon — on iOS and Android.
Every plan starts with a full 3-month free trial — Telegram bot and web dashboard, no card required.